Apurva Chaudhary

Permission to Splurge

For years, guilt was my unwelcome shopping companion. Coming out of my twenties without much cash, and always feeling the weight of needing to be financially responsible (even with a supportive family), I became an expert penny-pincher. That frugal mindset followed me deep into my thirties. Every non-essential purchase felt like a betrayal of some unspoken rule.
Then, something shifted. I decided enough was enough. I wasn’t drowning in debt anymore; I could afford some joy. So, I flipped the script on my budget in a radical way: I created a dedicated “splurge fund.” Here’s the rule: a set amount of money must be spent on non-essentials each month. Whatever isn’t used by month-end? It disappears. No rolling it over. No saving it for later. This forced urgency wasn’t about recklessness; it was about giving myself permission to enjoy the fruits of my labor.
And let me tell you, the transformation has been incredible. My home, once a monument to “just enough,” is now bursting with things that spark genuine joy and make my life noticeably easier. It’s not about mindless accumulation; it’s about curated maximalism. Here’s what that looks like in my daily life:
  •    Music is back, big time! Remembering my days running a music blog, I’ve plugged speakers into every room. My house is now constantly filled with sound – rediscovering old favorites, finding new ones. It’s like reconnecting with a lost part of myself.
  • Everyday Luxuries: That sleek ice maker churning out perfect spheres? It turns a simple glass of water into a tiny moment of indulgence. It’s frivolous, and I adore it.
  • Convenience is King (or Queen!): No more frantic searches for a dying phone! Chargers live permanently in outlets in every single room. Pure, simple bliss.
  • Always Ready to Roll: Work travel used to mean last-minute laundry panics. No more. My two trusty American Tourister suitcases (yes, I prefer them over the trendier Mokobora or Uppercase!) live in a state of perpetual readiness, packed and waiting. One less thing to stress about.
  • Prepared, Not Paranoid: Forgetfulness happens. So, I embraced redundancy with purpose. Two sets of bike lights? Absolutely. Backup accessories for all my hobbies? You bet. It’s not hoarding; it’s ensuring my passions aren’t derailed by a dead battery or a misplaced item.

Why Maximalism (For Me) Beats Minimalism

Minimalism has its sleek appeal, but I’ve discovered that surrounding myself intentionally with things that serve a purpose *and* bring delight is a powerful form of self-care. My space is finally a true reflection of *me* – my interests, my quirks, my need for preparedness. It’s vibrant, functional, and deeply personal.
 The Mindset Shift Behind the Spending
This journey wasn’t just about buying stuff; it was a profound psychological shift:
1.  From Guilt to Strategy: My “splurge fund” transformed spending from something shameful into something intentional and strategic. It’s planned indulgence focused on enhancing my well-being.
2.  Maximalism as Self-Expression: My home is no longer just walls and a roof; it’s a canvas showcasing my passions and personality. This curated abundance tells my story.
3.  Redundancy = Peace of Mind: Those extra chargers and pre-packed bags? They aren’t clutter; they’re anxiety-reducers. Knowing I’m prepared for forgetfulness or spontaneity brings a tangible sense of calm.
4.  Retail Therapy, Reimagined: This isn’t impulsive buying to fill a void. It’s using resources consciously to inject joy, convenience, and beauty into my everyday routine. That ice maker? It’s pure, chilled happiness.
Learning frugality was a necessary chapter, but embracing intentional spending has been the key to unlocking a much richer, more fulfilling life. It’s taught me that money, when used with purpose, isn’t just about acquiring things – it’s about designing an environment and a lifestyle that supports ease, sparks joy, and lets me truly thrive. Sometimes, more (thoughtfully chosen) really is more.